Buying property in Spain often raises one important question
Can you get a mortgage as a foreign buyer?
Through our partnership with UCI, a specialist Spanish mortgage lender, we help clients understand their financing options before they begin their property search.
Click below️ to speak to a mortgage advisor.
Spanish banks regularly provide mortgages to international buyers purchasing property on the Costa del Sol.
Depending on your financial profile and residency status, banks typically offer financing of 60 to 70% of the property value for non-residents, and potentially more for Spanish residents.
Understanding your financing options early allows you to approach the property market with clarity and confidence.
Through this partnership, clients can receive guidance on:
• Estimated borrowing capacity
• Financing for property purchases
• Purchase and renovation mortgages
• Refinancing options for existing property owners
When applying for a Spanish mortgage, banks generally review:
• Proof of income and employment
• Existing financial commitments
• Deposit available for purchase
• Property valuation conducted by the bank
Our mortgage partner will guide you through each step of the process.
We can introduce you to a trusted mortgage advisor to explore what may be possible based on your financial profile.
Enso Property Group
Copyright © 2026 Enso Property Group - All Rights Reserved